Program Highlights
Here’s just some of what we can offer:
- 100% financing against real property with a 580 Credit score *
- 90% financing against real property with a 500 Credit score *
- 75% financing against real property with a 475 Credit score *
- Multi Family, Investment, and Second homes OK
- Self Employed OK
- Part Time employee OK
- Pension, Social Security, and SSDI OK
- Alternative income OK (i.e.: Trust income, alimony, child support)
- NO DOCUMENTATION OF INCOME OR ASSETS with 620 Credit *
- Low income alternative programs available with a 500 Credit score *
- MORTGAGE DELINQUINCY acceptable up to 120 days late
- Mortgage arrearage agreements (in repayment) OK
- Collections/Judgments/Charge Offs OK
- Most occurrences less than $2000.00 or over 2 years old do not require immediate repayment
- Minimum RECENT consumer credit accounts required (client must have a reporting credit score)
- Terms from 10 years to 40 years on most loans
- Interest only and minimum monthly payment options available
- Currently in Chapter 13 OK **
- 1 day out of both Chapter 7 and Chapter 13 OK
* If you have any questions or concerns regarding the interpretation of credit scores or the deviations experienced from different credit report providers please do not hesitate to call or email us directly. |
|
Please Note:
All pre-approvals after initial application are contingent on satisfactory appraisal of the subject property, title examination, and full lender audit.
Commencement of foreclosure proceedings may alter program requirements -call for details.
** Verification of plan repayment history required. |
